Lima One Capital Releases Its 2026 Housing Market Overview

By Uriel Fleicher, Co-Founder & Editor in Chief at The Elite OfficerFebruary 14, 20262 min read

Lima One housing

Lima One Capital has released its 2026 Housing Market Overview, a whitepaper that compiles projections and analysis from leading housing and economic sources to assess what real estate investors may encounter in the coming year.

The report covers mortgage rates, home prices, housing inventory, rental trends, fix-and-flip performance, and construction outlook, offering a broad macro snapshot for investors operating in today’s higher-rate environment.

Mortgage rates remained above 6% throughout 2025, contributing to slower refinance activity and continued affordability constraints.

Looking ahead, projections referenced in the report place unemployment near 4.2% and inflation around 2.4% in 2026. In that context, substantial rate cuts may be limited in the near term, potentially keeping mortgage rates close to current levels unless broader economic conditions change.

About the author

Uriel Fleicher

Co-Founder & Editor in Chief at The Elite Officer

Uriel Fleicher is the Co-Founder and Editor in Chief of The Elite Officer. Originally from Argentina, Uriel is an attorney with a strong academic background, holding a Master’s degree in Business Law and currently pursuing an MBA. Today, through The Elite Officer, his mission is to educate, empower, and connect loan officers, lenders, service providers, and real estate investors while creating meaningful visibility for the people driving the industry forward.