Average Market Rate - May 2026

BRIDGE
10.10%
0.00%
DSCR
7.11%
+0.03% ▲
Consumer Mortgage
6.44%
+0.11% ▲
10-Year Treasury
4.48%
+0.16% ▲
Source: Lightning Docs

Many real estate investors focus on rates and leverage when choosing a lender. However, delayed draws, unreliable approvals, and weak underwriting can quietly erode profit margins. John Santilli of Unitas Funding explains why successful investors and brokers increasingly prioritize execution certainty, honest underwriting, and strong capital partnerships over headline pricing.

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