Equifax

Equifax is one of the three major global credit reporting agencies, collecting and maintaining consumer and commercial credit data used by lenders, employers, and other businesses to assess creditworthiness and risk. Beyond traditional credit reports and scores, the company provides identity verification, fraud protection, workforce and income verification, and data analytics solutions for financial institutions, government agencies, and enterprises. Equifax operates internationally, serving both individual consumers seeking to monitor or dispute their credit and businesses seeking data-driven decision-making tools.