IMN’s RTL & DSCR Miami: There Was Barely Time to Breathe

January 26, 2026.

Anyone who attended IMN’s RTL & DSCR on January 15–16, 2026 knows exactly what this felt like: it was so intense, so packed with conversations and insights, that there was barely time to breathe.

From the very first panel to the last hallway conversation, the energy never dropped.Every break turned into a meeting. Every introduction felt like the beginning of a deal.

Maybe it was the fact that this conference marked the official kickoff of the year for the RTL & DSCR market in Miami. Or maybe it was simply the quality of the people in the room. Whatever the reason, IMN delivered two days where ideas, capital, and relationships moved fast.

The State of the DSCR & RTL Market

The opening discussion set the tone for the entire event, offering a sharp and realistic snapshot of where the DSCR and RTL markets stand as 2026 begins.

The panel featured Ben Fertig, President of Constructive Capital, alongside Eric Abramovich, Co-Founder of Roc Capital, among other industry leaders, who shared insights on market fundamentals, capital allocation, and how lenders are positioning themselves amid shifting rates and evolving borrower behavior.

DSCR & RTL Lender Perspective.

What Are You Looking for in a Borrower?

One of the most practical and well-attended panels of the conference came from the lender side, answering the question everyone in the room cares about: what actually gets deals done today?

The discussion included Patrick Rigg, Founder of PMR Properties, LLC; George Papadeas, Partner & Chief Investment Officer at Eastview Investment Partners; and Andres Saias, Chief Lending Officer at RBI Private Lending.

Their perspectives aligned on one key point: clarity, transparency, and execution matter more than ever. Borrowers who understand their numbers, their assets, and their exit strategies are the ones winning attention — and capital.

Technology & AI in the DSCR & RTL Loan Space

Technology took center stage in a panel focused on how AI and data-driven tools are reshaping underwriting, risk assessment, and operational efficiency.

The discussion included Danny Kattan, Managing Director at PIA Residential, and Jack BeVier, Partner at Dominion Financial, among other industry participants.

A standout contribution came from Jack BeVier, who emphasized that technology is no longer just a support function, but a strategic advantage in scaling loan production while maintaining credit quality.

The panel reinforced a clear message: AI is already here — and the firms using it intelligently are pulling ahead.

How Is Your Deal Flow?

Latest Terms, Structures & RTL/DSCR Deals

As the day progressed, attention turned to what’s actually happening in the market right now — deal flow, structures, and borrower demand.

This panel featured Martin Chera, President of Express Capital Financing; Yonel Devico, Founder of Crosby Capital; and Tony Gioia, Relationship Manager at CoreVest Finance.

The discussion highlighted market adaptability, with speakers sharing how terms are evolving, how sponsors are adjusting expectations, and where real opportunities are emerging despite volume challenges.

The Originator Discussion:

Plans as Rates Begin to Decline and Volumes Are Challenged

Originators brought a forward-looking perspective to one of the most strategic conversations of the conference.

With participation from Michele Kryczkowski, Chief Operating Officer at Visio Lending, and Doug Roberts, Chief Risk Officer at IceCap Group, the panel explored how originators are preparing for a changing rate environment while maintaining discipline and consistency.

The focus was not just survival — but positioning for growth when momentum returns.

Navigating Risks in RTL & DSCR Lending:

Loan Fraud and Evictions

Risk management closed the loop with a panel that addressed one of the most critical — and unavoidable — aspects of the business.

Gregg Gorse, Chief Operating Officer of Infinity IPS, and Ashland Medley, Managing Partner at Howard Law Group, shared insights on fraud prevention, compliance, and the legal realities lenders must navigate in today’s environment.

It was a timely reminder that strong deal flow only matters if risk is properly managed.

Where Real Business Happens

As with every IMN conference, the true value extended far beyond the stage.

The quality of attendees — lenders, originators, investors, brokers, and service providers — ensured that every conversation carried real potential. People didn’t just exchange cards; they exchanged ideas, capital paths, and follow-up meetings.

With nearly every interaction, participants walked away with new leads, new relationships, and concrete next steps.

The images don’t lie.
They capture exactly what happened over those two days:
real conversations, real connections, and a market very much alive.

IMN’s RTL & DSCR by Informa once again proved why it remains one of the most important business hubs for this segment — a place where education, strategy, and deal-making converge.