Top 10 Private Lenders in the USA

By Loan Count Q4 2025 (October 2025 – December 2025). Source: Forecasa™

National

Rank Private Lender
1 Kiavi
2 Renovo Financial
3 ROC Capital
4 Constructive Loans LLC
5 Cv3 Financial Services LLC
6 Velocity Commercial Capital
7 RCN Capital LLC
8 American Heritage Lending LLC
9 Builders Capital
10 Easy Street Capital

Rank Private Lender
1 Constructive Loans LLC
2 Kiavi
3 ROC Capital
4 Mobile Capital Company LLC
5 Longhorn Investments
6 American Heritage Lending LLC
7 JL Lane Lending LLC
8 Rei Funding Partners LLC
9 RCN Capital LLC
10 Ninety8 Capital LLC
Rank Private Lender
1 Conventus LLC
2 Dominion Financial Services LLC
3 Kiavi
4 Velocity Commercial Capital
5 B I Management LLC (Ak)
6 Gsm Us Real Estate INC
7 Mgg Investment Group LP
8 Alaska Growth Capital Bidco INC
9 ROC Capital
10 American Heritage Lending LLC
Rank Private Lender
1 Capital Fund I LLC
2 Kiavi
3 EZ Homes Inc
4 Oaktree Funding Corporation
5 Certain Lending Inc (Vontive)
6 Copa Capital
7 Boomerang Capital Partners
8 Merchants Mortgage and Trust Corporation
9 Sell Wholesale Funding LLC
10 Archwest Funding
Rank Private Lender
1 Kiavi
2 Constructive Loans LLC
3 Trophy Point Investment Group LLC
4 Central Lending
5 Medallion Financial Services LLC
6 Revolution Mortgage CORP
7 ROC Capital
8 Longhorn Investments
9 Visio Lending
10 Velocity Commercial Capital
Rank Private Lender
1 Kiavi
2 Conventus LLC
3 Oaktree Funding Corporation
4 Center Street Lending
5 Genesis Capital
6 Anchor Loans
7 Merchants Mortgage and Trust Corporation
8 Val Chris Investment Inc
9 Arv Finance INC
10 Velocity Commercial Capital
Rank Private Lender
1 Capital Fund I LLC
2 Indicate Capital Fund
3 Merchants Mortgage and Trust Corporation
4 Kiavi
5 Renovo Financial
6 Boomerang Capital Partners
7 Builder Circle
8 Builders Capital
9 Go Rascal INC
10 Lead Funding LLC
Rank Private Lender
1 RCN Capital LLC
2 ROC Capital
3 Pinnacle Financial Services LLC
4 Warshaw Capital LLC
5 Kiavi
6 Equity Based Capital LLC
7 Velocity Commercial Capital
8 Constructive Loans LLC
9 Global Funding Group LLC
10 Capital For Change INC
Rank Private Lender
1 Shallcross Mortgage Company
2 Brrrr Loans
3 Lendmarq
4 Kiavi
5 Spg Capital Fund I LLC
6 Bluebird Lending LLC
7 Brick City Capital
8 Easy Street Capital
9 Ross Capital Partners LLC
10 Lima One Capital LLC
Rank Private Lender
1 Washington Capital Partners
2 Lendmarq
3 Oaktree Funding Corporation
4 Anchor Loans
5 Groundfloor Real Estate LLC
6 Kiavi
7 Velocity Commercial Capital
8 Unitas Funding LLC
9 Genesis Capital
10 Temple View Capital
Rank Private Lender
1 Kiavi
2 RBI Private Lending
3 Alto Capital
4 Lendz Financial
5 Renovo Financial
6 Silver Point Finance LLC
7 American Heritage Lending LLC
8 Velocity Commercial Capital
9 Easy Street Capital
10 Builders Capital
Rank Private Lender
1 Kiavi
2 ROC Capital
3 LendingOne
4 Easy Street Capital
5 Constructive Loans LLC
6 Groundfloor Real Estate LLC
7 Dominion Financial Services LLC
8 Longhorn Investments
9 Velocity Commercial Capital
10 Visio Lending
Rank Private Lender
1 Conventus LLC
2 Archwest Funding
3 Cv3 Financial Services LLC
4 Oaktree Funding Corporation
5 Tango Juliet LLC
6 American Heritage Lending LLC
7 Temple View Capital
8 Anchor Loans
9 Easy Street Capital
10 Lima One Capital LLC
Rank Private Lender
1 Legacy Group Capital LLC
2 Avec Gk INC
3 J And R Capital LLC
4 Out West Land Company LLC
5 Kiavi
6 Inland Capital LLC
7 Academy Construction Lending Lc
8 Builders Capital
9 ROC Capital
10 Sound Capital Loans
Rank Private Lender
1 ROC Capital
2 Renovo Financial
3 Constructive Loans LLC
4 Velocity Commercial Capital
5 Kiavi
6 RCN Capital LLC
7 Cv3 Financial Services LLC
8 Owner Finance Company
9 Oaktree Funding Corporation
10 American Heritage Lending LLC
Rank Private Lender
1 Kiavi
2 ROC Capital
3 RCN Capital LLC
4 Kentucky Private Lending LLC
5 Constructive Loans LLC
6 MM Lending LLC
7 Cv3 Financial Services LLC
8 Renovo Financial
9 American Heritage Lending LLC
10 Builders Capital
Rank Private Lender
1 Invest Dsm INC
2 Kiavi
3 Little Guy Loans LLC
4 ROC Capital
5 Statewide Cash Bonds INC
6 SIL Capital (Strong Investor Loans) (SIL Capital) (Strongco Holdings LLC) (NE)
7 Legacy Real Estate Interests 1
8 Quickdraw Lending LLC
9 Cv3 Financial Services LLC
10 Native360 Loan Fund INC
Rank Private Lender
1 Dynamo Capital LLC
2 Kiavi
3 Falcon Financing
4 Lending Ict (Ict Antioch LLC)
5 Constructive Loans LLC
6 Diya Finance LLC
7 Roi Lending LLC
8 Seek First Capital LLC
9 Cv3 Financial Services LLC
10 ROC Capital
Rank Private Lender
1 Flippin Loan LLC
2 MM Lending LLC
3 Kiavi
4 Clontz Capital LLC
5 Kentucky Private Lending LLC
6 Annex Capital LLC
7 American Heritage Lending LLC
8 Surepoint Equity LLC
9 Cv3 Financial Services LLC
10 RCN Capital LLC
Rank Private Lender
1 I Fund Cities
2 Elite Private Capital
3 Constructive Loans LLC
4 ROC Capital
5 Kiavi
6 Builders Mortgage Company LLC
7 Nola Hard Money Services LLC (Nola Funding LLC)
8 LendingOne
9 Velocity Commercial Capital
10 Dominion Financial Services LLC
Rank Private Lender
1 Lincoln Capital LLC
2 Sunrise Housing LLC
3 Interim Capital LLC
4 Lakeville Shores INC
5 Velocity Commercial Capital
6 Visio Lending
7 Eastern Maine Development CORP
8 Mgw Consulting And Development LLC
9 Certain Lending Inc (Vontive)
10 Chickadee Equity LLC
Rank Private Lender
1 Cv3 Financial Services LLC
2 Dominion Financial Services LLC
3 Pimlico Capital
4 Renovo Financial
5 Kiavi
6 Constructive Loans LLC
7 Coastal Private Lending (United Equity Network LLC)
8 Washington Capital Partners
9 Mount Wilson Capital
10 Trius Lending Partners
Rank Private Lender
1 Renovo Financial
2 Cardinal Capital Group Inc
3 Tailor Ridge Real Estate Lending Fund
4 RCN Capital LLC
5 RF Boston LLC
6 Kiavi
7 First Boston Capital Partners LLC
8 Latitude Capital
9 Pinnacle Financial Services LLC
10 QS Private Lending LLC
Rank Private Lender
1 Kiavi
2 ROC Capital
3 Renovo Financial
4 Constructive Loans LLC
5 Cv3 Financial Services LLC
6 Velocity Commercial Capital
7 RCN Capital LLC
8 Dominion Financial Services LLC
9 Mino Lending Solutions LLC
10 American Heritage Lending LLC
Rank Private Lender
1 Choice Financial Group
2 Kiavi
3 Renovo Financial
4 CCM Finance LLC (Carpathian Capital Management)
5 American Land & Capital LLC
6 West Side Capital LLC (American Land and Capital)
7 Ne Entrepreneur Fund INC
8 Pylon Lending
9 Northeast Entrepreneur Fund INC
10 PFG Fund (Pine Financial Group)
Rank Private Lender
1 ROC Capital
2 Visio Lending
3 Kd Land Holdings LLC
4 LendingOne
5 Renaissance Community Loan Fund
6 Constructive Loans LLC
7 RCN Capital LLC
8 Culleywood Capital Ms Fund LLC
9 Hometown Capital Group
10 Kiavi
Rank Private Lender
1 Kiavi
2 Constructive Loans LLC
3 RCN Capital LLC
4 Cv3 Financial Services LLC
5 Longhorn Investments
6 ROC Capital
7 Sherman Bridge
8 Crossroads Investment Lending (Crossroads Management Group LLC)
9 Cherokee Investment Company
10 Dominion Financial Services LLC
Rank Private Lender
1 High Sierra Ii INC (Landy Leep)
2 Lloyd A Twite Family Partnership LLC (Mt)
3 Jim Workman Construction CO
4 Simple Man 1 LLC (Renegade Financial)
5 Legacy Group Capital LLC
6 Rjm Asset Management
7 Hms Wildwood LLC
8 Kiavi
9 Jobs Now INC (Mt)
10 Creative Finance And Investments LLC
Rank Private Lender
1 SIL Capital (Strong Investor Loans) (SIL Capital) (Strongco Holdings LLC) (NE)
2 Itm LLC
3 Good Life Lending LLC
4 Quickdraw Lending LLC
5 Liquid Lending Solutions LLC
6 Mmjs Lending LLC
7 LendingOne
8 Velocity Commercial Capital
9 Constructive Loans LLC
10 Full Circle Real Estate INC
Rank Private Lender
1 Kiavi
2 B And N Mortgage INC
3 Oaktree Funding Corporation
4 Lantzman Lending
5 Lima One Capital LLC
6 Anchor Loans
7 Bridge Lock Capital
8 Temple View Capital
9 5 Th Bridge Funding LLC
10 Velocity Commercial Capital
Rank Private Lender
1 Renovo Financial
2 Rbr Financial INC
3 The Noble Group (Central Penn Capital Management LLC)
4 Visio Lending
5 Chesapeake Cap Management LLC
6 Cardinal Capital Group Inc
7 Asset Based Lending LLC
8 Cornerstone Commercial Capital
9 RF Boston LLC
10 Raymond C Green Funding
Rank Private Lender
1 ROC Capital
2 Kiavi
3 Renovo Financial
4 Kwik Mortgage Corporation
5 Velocity Commercial Capital
6 Constructive Loans LLC
7 Builders Capital
8 Broadview Capital
9 RCN Capital LLC
10 Asset Based Lending LLC
Rank Private Lender
1 Velocity Commercial Capital
2 Long Real Estate Holdings
3 Builders Capital
4 Ventana Fund
5 Dynagen Lending LLC
6 Albuquerque Homes LLC
7 ROC Capital
8 Dominion Financial Services LLC
9 Cultivated Lending Group LLC
10 Visio Lending
Rank Private Lender
1 ROC Capital
2 Broadview Capital
3 RCN Capital LLC
4 Adirondack Trust CO
5 Kiavi
6 Velocity Commercial Capital
7 Battalion Lending LLC
8 Icecap Group
9 Visio Lending
10 Housing Trust Fund Corporation
Rank Private Lender
1 Kiavi
2 I Fund Cities
3 Builders Capital
4 ROC Capital
5 Renovo Financial
6 Anchor Loans
7 Visio Lending
8 Lima One Capital LLC
9 Easy Street Capital
10 American Heritage Lending LLC
Rank Private Lender
1 Choice Financial Group
2 Investcore INC
3 American Land & Capital LLC
4 North Dakota Development Fund
5 Wondrous Properties LLC
6 Siteworks Unlimited INC
7 Fbn Finance LLC
8 Bismarck North Developers LLC
9 Greenberg Finance LLC
10 Inspira Financial Trust LLC (Millenium Trust)
Rank Private Lender
1 Constructive Loans LLC
2 Kiavi
3 Renovo Financial
4 Cv3 Financial Services LLC
5 RCN Capital LLC
6 ROC Capital
7 MM Lending LLC
8 Builders Capital
9 Velocity Commercial Capital
10 LendingOne
Rank Private Lender
1 Cv3 Financial Services LLC
2 Prosperity Mortgage Company
3 Constructive Loans LLC
4 Kiavi
5 Ysa Investments 1 LLC
6 Emma Properties Limited
7 Renovo Financial
8 Sfr Mustang LLC (Ok)
9 Diya Finance LLC
10 Rain City Capital LLC
Rank Private Lender
1 Corevest American Finance LLC
2 Builder Circle
3 Merchants Mortgage and Trust Corporation
4 Rain City Capital LLC
5 Kiavi
6 Cedarline Lending LLC
7 Legacy Lending LLC
8 Td Two LLC
9 Blackhawk Capital Group Inc
10 Veristone
Rank Private Lender
1 Kiavi
2 Constructive Loans LLC
3 Renovo Financial
4 Cv3 Financial Services LLC
5 Tks Capital LLC
6 RCN Capital LLC
7 ROC Capital
8 I Fund Cities
9 Velocity Commercial Capital
10 Lending Capital Group Inc
Rank Private Lender
1 Bluedog Capital Partners LLC
2 Renovo Financial
3 Spindrift Investments LLC
4 Tailor Ridge Real Estate Lending Fund
5 Providence Revolving Fund
6 Constructive Loans LLC
7 Ryanna LLC
8 Axe Capital LLC
9 Alpha Ref Holding LLC (Picerne Real Estate Group)
10 Enhanced Capital Group LLC
Rank Private Lender
1 Kiavi
2 Pic Fund I LLC (Rehabwallet)
3 I Fund Cities
4 Builders Capital
5 RCN Capital LLC
6 Lima One Capital LLC
7 American Heritage Lending LLC
8 ROC Capital
9 Velocity Commercial Capital
10 Asset Based Lending LLC
Rank Private Lender
1 Kiavi
2 Bell Rock Finance
3 Asset Based Lending LLC
4 Constructive Loans LLC
5 Rain City Capital LLC
6 Cv3 Financial Services LLC
7 Capital Fund I LLC
8 Certain Lending Inc (Vontive)
9 ROC Capital
10 Avalon Capital (Avalon Capital Thrift And Loan LLC)
Rank Private Lender
1 Kiavi
2 Renovo Financial
3 Longhorn Investments
4 Builders Capital
5 Searchers Capital Fund
6 Capital Fund I LLC
7 Boomerang Capital Partners
8 Easy Street Capital
9 Velocity Commercial Capital
10 Crebrid (Wildcat Lending)
Rank Private Lender
1 Copa Capital
2 Cwls Leasing Lc
3 Indicate Capital Fund
4 Conventus LLC
5 Lhm INC
6 United Lending Team
7 Sierra West Financial LLC
8 Northland Capital LLC
9 Abc Lending Solutions
10 K And D Family LLC
Rank Private Lender
1 Kiavi
2 C4 T Fund I Series Of Fundviews
3 Lima One Capital LLC
4 Cv3 Financial Services LLC
5 LendingOne
6 Oaktree Funding Corporation
7 RCN Capital LLC
8 Visio Lending
9 Richmond Mortgage INC
10 ROC Capital
Rank Private Lender
1 Eastside Funding
2 Legacy Group Capital LLC
3 Rain City Capital LLC
4 Bellevue Funding LLC
5 Kiavi
6 Veristone
7 Certain Lending Inc (Vontive)
8 Intrust Funding
9 Blueprint Capital REIT Inc
10 Cedarline Lending LLC
Rank Private Lender
1 Brick City Capital
2 Brrrr Loans
3 Breakwall Credit Management LLC
4 Visio Lending
5 Constructive Loans LLC
6 Kiavi
7 RCN Capital LLC
8 ROC Capital
9 Edwards Capital LLC
10 Velocity Commercial Capital
Rank Private Lender
1 Mach1 Lending LLC
2 Good Faith Funding Group LLC
3 Kiavi
4 Constructive Loans LLC
5 F Street Investments
6 Archwest Funding
7 Arc Capital Fund LLC
8 Global Precision Group
9 Velocity Commercial Capital
10 Cv3 Financial Services LLC
Rank Private Lender
1 Westland Holdings Inc
2 Peak Funding INC
3 Mgg Investment Group LP
4 Production Lending LLC
5 Kiavi
6 307 Capital Group LLC
7 Linlog LLC
8 Painted Cow Ice Cream LLC
9 Glas Usa LLC
10 Awesome Homebuyers And Flipz LLC