Visio Lending: Hassle-Free Rental Loans — A Booth Visit at IMN Conference

At every industry event, there are booths you pass by out of courtesy… and others you’re glad you didn’t miss. That was exactly my experience at the recent IMN Conference, when I stopped at the Visio Lending booth — a name well-known among investors looking to expand their rental portfolios without the headaches of a traditional mortgage.

There I met Michael Wyll and John Sperling, two seasoned professionals with decades of combined mortgage experience. With the kind of clarity that only comes from doing things well, they walked me through why Visio has become one of the strongest players in the DSCR loan space for rental properties.

“What we do is very straightforward,” Michael summarized for me. “We finance properties based on the property’s cash flow — not the borrower’s personal income. If the rent covers the mortgage payment, you’re good to go. It’s that simple.”

With this approach, Visio Lending allows investors to purchase or refinance single-family rentals, duplexes, triplexes, and even fourplexes — all without the red tape that usually comes with traditional underwriting. The highlights? 30-year fixed loans with no balloon payments, up to 80% LTV for purchases and 75% LTV for cash-out refinances, and closings in as fast as 3 to 5 weeks.

John, who has personally overseen over $1 billion in loan volume across Texas and other states, emphasized the real value for brokers and borrowers alike:

“Many banks don’t touch short-term rentals or vacation rentals. We do. With Visio, a loan officer can confidently say: ‘Yes, we can make this happen — and fast.’”

In Florida — a market we know well at The Elite Officer — Visio has already funded nearly $600 million in single-family rental loans alone. That’s proof that when your strategy is clear and your process is streamlined, results follow naturally.

Before I left the booth, both Michael and John shared a message every loan officer should remember:

“We’re here to educate loan officers so they can expand their product offerings. A solid DSCR loan gives your clients a way to build real wealth — without overcomplicating their personal finances.”

I walked away from Visio’s booth with one clear takeaway: Visio Lending doesn’t sell shortcuts — they provide a practical tool for serious investors who want to turn rental income into a scalable portfolio, one property at a time.